Smart ways to spread your investments safely • House prices may finally be rising • Traveller faces 160000 phone bill after Thailand trip • Heatwave hits High Street trade • Harvey Nichols faces collapse unless rescue deal found • Watchdog tells firms to cut jargon • Chinese SUV challenges rivals with premium value • Algarve leads Britons’ overseas home hunt, five listings • Parents give over 50000 to help children • Tracker mortgages gain appeal for first buyers Smart ways to spread your investments safely • House prices may finally be rising • Traveller faces 160000 phone bill after Thailand trip • Heatwave hits High Street trade • Harvey Nichols faces collapse unless rescue deal found • Watchdog tells firms to cut jargon • Chinese SUV challenges rivals with premium value • Algarve leads Britons’ overseas home hunt, five listings • Parents give over 50000 to help children • Tracker mortgages gain appeal for first buyers